We have to act smart in using credit card. Having a credit card does require the responsibility and knowledge of the owner. This is important to prevent credit card owners from getting stuck in debt. In fact, if the wise owners use credit cards, many things that can be taken advantageously. Includes various promos and conveniences when traveling, cinema, shopping or eating at the restaurant.
-Finding Additional Income
Credit card debt that accumulate must be addressed with the intention to pay for it. One solution that can be done is to seek additional income to pay the debt. This additional income-seeking activity can be done during weekends or evenings after work.
-Negotiate With Bank
This solution can be done when you have no other options. Negotiate and ask the bank to refinance your credit card debt. One alternative is to ask the bank to stop adding debt interest, so the amount of your debt is not getting swollen.
In these days using credit cards as a means of payment or transactions are increasingly being done. Understand it, the benefits offered by this banking product, the practicality and convenience can be spelled out very seductive, not to mention the promo offered. However, with a variety of benefits that, it can make us forget ourselves so that become addicted to Credit Card.
Yes, addicted to Credit Card. What is the same as other addictions? You could say similar, because it takes time to escape from the habit of swiping this plastic card. The problem is that many people are not aware of the danger. The proof, instead of decreasing, the number of credit card users actually more and more. In fact, one person can sometimes have 3 or 5 credit cards, even more. To stay away from this addiction, you can find alternative option in credit card generator that are growing famous.